Licensing and privacy policy.

Licensing

Our Financial Services Representatives combine their education in financial services with their knowledge of the ever-changing insurance industry landscape to provide you with solutions for your unique situation. All Financial Services Representatives must pass comprehensive exams to sell products in your state.

We have agents licensed to sell insurance products in the following jurisdictions

Alabama, Arkansas, California, Colorado, Florida, Georgia, Kentucky, Maryland, Maine, Mississippi, North Carolina, Rhode Island, Pennsylvania, South Carolina, Tennessee and Texas.

Trent Geringer AR Insurance License # 7882546; State of Domicile: AL
Trent Geringer CA Insurance License # 1881401; State of Domicile: AL
Tyler Vann AR Insurance License # 15993133; State of Domicile: AL
Matt Hope AR Insurance License # 11755277; State of Domicile: AL
Bob Ross CA Insurance License # 0K73093; State of Domicile: AL
Bob Ross AR Insurance License # 15932527; State of Domicile: AL
Stewart Parks AR Insurance License # 17051359; State of Domicile: AL

We also have agents registered to sell securities in the following jurisdictions

Alabama, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Massachusetts, Maine, Mississippi, New Hampshire, New York, North Carolina, Rhode Island, South Carolina, Tennessee, Texas, Virginia.

We cannot communicate with, nor respond to, requests from users who reside in jurisdictions where we are not licensed to conduct insurance and/or securities business.

Veritas Financial Partners is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies.

Privacy policy

This Privacy Policy describes the information we receive from you when you interact with the Services, how we use and process that information, if and why Personal Information may be disclosed to third parties, and your choices regarding the collection and processing of your Personal Information.

This Privacy Policy does not apply to information collected through third-party websites or services that you may access through the Services, or that you submit to us through email, text message, or other options.

Please review this Privacy Policy carefully. When you submit information to or through the Services, you consent to the collection and processing of your information as described here. By using the Services, you accept the terms of this Privacy Policy and consent to our collection, use, disclosure and retention of your information as described. If you do not agree with any part of this Privacy Policy, please do not use any of the Services.

Whenever possible, we will provide advance written notice of changes to this Privacy Policy. We will not make retroactive changes that reduce your privacy rights unless legally required to do so. Your continued use of the Services after the effective date constitutes acceptance of the amended Privacy Policy, which supersedes all previous versions.

Information we collect

We collect information that you provide to us as well as information we obtain from your use of the Services.

Personal Information is information associated with or used to identify or contact a specific person. It includes contact data such as email address, telephone number and employer; demographic data such as gender, date of birth and zip code; and certain usage data such as IP address. Certain Personal Information, including information about personal health or finances, is characterized as Sensitive and is subject to stricter regulation. We urge you to consider carefully whether to disclose Sensitive Personal Information to us. If you do, you consent to its use and disclosure for the purposes and in the manner described here.

Usage Data is information about an individual's online activity that by itself does not identify the individual, such as browser type, service provider, IP address, operating system, webpages visited, what you searched for while using the Services, and metadata related to items you made available through the Services. Generally we do not consider Usage Data to be Personal Information, though the two may be linked, and some Usage Data may be Personal Information under applicable law.

Location Data is information about the location of a mobile device or computer, including location derived from GPS or WiFi use, the IP address of the device or internet service used to access the Services, and other information that indicates the current or prior location of a user.

How we collect information

We collect Personal Information from you when you create an account, contact us for help or information, or otherwise voluntarily provide it, including content you submit to us. Some information is collected automatically through cookies and similar tools.

Where the Services offer the ability to connect through social media, we may have access to information you have provided to that platform, depending on your privacy settings.

Third parties that assist with our business operations also collect information about you through the Services and share it with us. For example, vendors collect and share information to help us detect and prevent fraud. We may combine information collected from you with information from other sources.

Cookies and data collection tools

We and the service providers that help us provide the Services use cookies, which are small text files sent to or accessed from your browser or device. Cookies are not themselves personally identifiable but may be linked to Personal Information you provide. We also use web beacons and server logs, collectively referred to as data collection tools, to help improve your experience.

These tools may collect information from the device used to access the Services, including operating system type, browser type, domain, other system settings, and the country and time zone in which the device is located.

Web browsers allow control of most cookies through browser settings. To learn more, including how to manage and delete cookies, visit allaboutcookies.org. Most mobile devices also offer settings to reject mobile device identifiers. Blocking or rejecting them may prevent access to some features of the Services.

How we use your information

• To provide the Services to you
• To operate, improve and personalize the products and services we offer
• For customer service, security, fraud and illegal activity detection, and archival and backup purposes
• To communicate with users
• To better understand how users access and use the Services
• To develop new products and services and improve existing ones
• To provide advertising and direct marketing that is more relevant to you
• To enforce our terms of service or other applicable policies
• To assess the effectiveness of and improve marketing and promotional activities

Information collected through the Services may be used in an aggregated or individualized manner in order to provide a better experience.

How we share and disclose your information

When you consent. We may share Personal Information with third parties where you have given us consent. We will only share Sensitive Personal Information where you have given opt-in consent.

To perform services. We may disclose Personal Information to third parties in order to perform services requested or functions initiated by users, and to identify a user in connection with communications sent through the Services.

With service providers. We share information with service providers to perform the functions for which we engage them, such as hosting and data analysis.

For legal purposes. We may share information as needed to enforce our rights, protect our property, or protect the rights, property or safety of others, and to support external auditing, compliance and corporate governance functions. We will disclose Personal Information as necessary to respond to a subpoena, regulation, binding order of a data protection agency, legal process, or governmental request.

In aggregated form. We may share Personal Information in a statistical or summary form that does not include personal identifiers.

During corporate changes. We may transfer information, including Personal Information, in connection with a merger, sale, acquisition or other change of ownership or control. We will use reasonable efforts to notify users before information is transferred or becomes subject to a different privacy policy.

Retention and security

We retain information as long as it is necessary and relevant for our operations, and to comply with applicable law, prevent fraud, resolve disputes, troubleshoot problems, assist with investigations, and collect fees owed. After it is no longer necessary to retain information, we dispose of it according to our data retention and deletion policies.

We employ industry-standard security measures designed to protect information submitted through the Services. However, the security of information transmitted through the internet can never be guaranteed. We are not responsible for any interception or interruption of communications through the internet or for changes to or losses of data. Users are responsible for maintaining the security of any password, user ID or other form of authentication. We may suspend your use of the Services, without notice, pending an investigation, if any breach of security is suspected. Unauthorized access to password protected or secure areas is prohibited and may lead to criminal prosecution.

Your rights

It is important to us that you are able to access and review the Personal Information we hold about you and make corrections to it or delete it as necessary. If you have any questions about how to access your Personal Information, please contact us.

Links to third-party services

The Services may contain links to third-party websites and services with which we have no affiliation. A link does not mean that we endorse the service or the quality or accuracy of information presented on it. If you visit a third-party service you are subject to its privacy policy and practices, not this one.

Not child-directed

The Services are not intended for use by children. If you are under the age of majority in your place of residence, you may use the Services only with the consent of or under the supervision of your parent or legal guardian.

Consistent with the requirements of the Children's Online Privacy Protection Act, if we learn that we have received information directly from a child under age 13 without first receiving verified parental consent, we will use that information only to inform the child, parent or legal guardian that the child cannot use the Services, and will subsequently delete that information.

U.S./EU/Swiss Data Privacy Framework certification

We comply with the EU-U.S. Data Privacy Framework and the Swiss-U.S. Data Privacy Framework, as set forth by the U.S. Department of Commerce, regarding the collection, use, and retention of personal information from European Union member countries and Switzerland. We have certified that we adhere to the DPF Principles of notice, choice, accountability for onward transfer, security, data integrity and purpose limitation, access, recourse, enforcement, and liability. To learn more about the DPF program and to view our certification, visit dataprivacyframework.gov.

Any personal information collected about EU visitors through the Services is processed in the United States by us or by a party acting on our behalf. When you provide personal information to us through the Services, you consent to the processing of your data in the United States. The Services are hosted in the United States.

Background checks

Check the background of these financial professionals on FINRA's BrokerCheck.